Pre-Owned 2024 Chevrolet Malibu LT
- VIN: 1G1ZD5ST9RF182901
- Stock: LD82901EA
Basic Info
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Exterior:Sterling Gray Metallic
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Drivetrain:Front Wheel Drive
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Interior:Jet Black
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Transmission:CONTINUOUSLY VARIABLE (CVT)
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Engine:4 Cylinder Engine
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Fuel Efficiency:27 CITY / 35 HWY
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Mileage:61,188
Contact a Top Rated Specialist
Latisha Goff
Sales Consultant
Tera Dennis
Sales Consultant
Jeffrey McCardle
Sales Consultant
Latisha Goff
Sales Consultant
Jul 18, 2026
Service department was very helpful and got me a quick
Service department was very helpful and got me a quick appointment and got my car right on in replacing my camera very quickly.
Jul 05, 2026
I came to the dealership.
I came to the dealership. I really wasn’t intended by right then I was just looking, but after talking to Miss Latisha and she had made up help me make up my mind to go go ahead and buy.
Jun 15, 2026
THE STAFF WAS VERY HELPFULL.
THE STAFF WAS VERY HELPFULL. I APPRECIATE THEIR TEAMWORK AND COMMUNICATION IN THE DELIVERY PROCESS.
May 29, 2026
Professional services great people good variety of cars
Professional services great people good variety of cars and trucks and they treat their customers well
Apr 30, 2026
Walt Massey Auto and it’s staff are a first class
Walt Massey Auto and it’s staff are a first class service, customer first team that takes care of customers.
Tera Dennis
Sales Consultant
Jul 03, 2026
This was one of the most pleasurable Auto buying
This was one of the most pleasurable Auto buying experiences I ever had. It was quick, everyone was so nice. They explained everything thoroughly, and carried out each of their own respective tasks expeditiously. I really appreciated that and thank the Walt Massey Chevy/GMC team for showing me how easy a pleasant it was to purchase a vehicle from them.
Jun 04, 2026
Their customer service is excellent!
Their customer service is excellent! Tera Dennis was phenomenal!!! She worked hard and found the perfect vehicle for me! I will continue to do business with Walt Massey Lucedale!
May 29, 2026
Professional services great people good variety of cars
Professional services great people good variety of cars and trucks and they treat their customers well
May 22, 2026
It was a positive experience just didn’t like that I
It was a positive experience just didn’t like that I showed up at 4:30 and didn’t leave until 8:00. That took entirely too long. Other than that it was a good experience.
May 06, 2026
So far they have been great I having issues with
So far they have been great I having issues with onstar n module but supppse to be fixing it
Jeffrey McCardle
Sales Consultant
Jul 15, 2026
Most are very helpful.
Most are very helpful. We have bought 5 vehicles from them with no problem. Go see Jeff. He is who we use.
Jul 12, 2026
Thanks for getting me in and out.
Thanks for getting me in and out. Buying a new car should not be a half day project. I think I was there one hour. Excellent!
Jul 10, 2026
I will always do business with Walt Massey.
I will always do business with Walt Massey. I have been doing business with them since 2014, and I will continue to do business with them!!
May 23, 2026
The team went above and beyond for me.
The team went above and beyond for me. I will gladly purchase my next vehicle from Walt Massey.
May 07, 2026
Jeffrey sold me 2 new vehicles.
Jeffrey sold me 2 new vehicles. He did a great job. I will be back.
Mitch Greene Jr
Sales Consultant
Jul 18, 2026
Service department was very helpful and got me a quick
Service department was very helpful and got me a quick appointment and got my car right on in replacing my camera very quickly.
May 30, 2026
Both Moussa and Mitch were easy to talk to and work with.
Both Moussa and Mitch were easy to talk to and work with. Felt no pressure during the entire process.
May 29, 2026
Professional services great people good variety of cars
Professional services great people good variety of cars and trucks and they treat their customers well
Apr 13, 2026
I can’t say enough about Walt Massey and especially Mitch
I can’t say enough about Walt Massey and especially Mitch Greene and Shemuel McCraney. My husband and I bought a 26 Tahoe LT from them in November 2025. Fast forward to March 2026 and my dream truck was totaled in a rear end collision. We immediately called Mitch to start to search for another one like it and he ended up finding us an RST with even more bells and whistles than what we originally had. Shemuel made the buying process just as smooth as the first time. I truly hope we don’t HAVE to buy from them again any time soon, BUT if we did, I know we will be well taken care of, and so will you.
Apr 07, 2026
We are returning customers of Walt Massey.
We are returning customers of Walt Massey. We trust them to have our best interest at heart! Mitch Green is the absolute best salesman. We bought our Charger last April and the Denali this April from Mitch. We never felt any pressure during our purchase! We highly recommend Walt Massey for your next vehicle purchase!
Mical Grant
Sales Consultant
Jun 11, 2026
My shopping experience was quick and easy!
My shopping experience was quick and easy! I didn’t feel like I was being hassled about buying a car.
May 29, 2026
Professional services great people good variety of cars
Professional services great people good variety of cars and trucks and they treat their customers well
Apr 08, 2026
Mical Grant(salesperson) was very helpful and answered
Mical Grant(salesperson) was very helpful and answered all questions promptly and seemed very knowledgeable about the vehicle I purchased. Both him and the finance lady were very polite and handled their job effectively.
Apr 08, 2026
Very pleasant experience at Walt Massey Dodge in Lucedale
Very pleasant experience at Walt Massey Dodge in Lucedale Mississippi. Mical, Kala, Dave, and Mr Norris all took good care of us. We highly recommend them.
Mar 17, 2025
Everyone was great to work with from start to finish.
Everyone was great to work with from start to finish. I went to look at a vehicle that day and left with it three hours later! All the employees were great and my salesman Mical Grant was so super helpful!
Garrett Hollinghead
Sales Consultant
Jul 04, 2026
Reasonable priced, no hassle.
Reasonable priced, no hassle. The process was painless. I wish I would've found them sooner.
Jun 09, 2026
It was worth the drive to deal Walt Massey Chevrolet.
It was worth the drive to deal Walt Massey Chevrolet. I whole heartedly recommend them.
Jan 26, 2026
I have already been referring my friends and family to
I have already been referring my friends and family to your dealership. It was one of the easiest and quickest transactions I have ever had when purchasing a car. No extra stuff added on to the price and worked well getting it where I was comfortable. Thanks again.
Dec 13, 2025
All the staff at Walt Massey lucedale go above and beyond
All the staff at Walt Massey lucedale go above and beyond to please there clientele.
Dec 12, 2025
Garrett was great!
Garrett was great!!! Fine young man!!! Very helpful and pleasant to work with. I would do business with him again!!
Dane Howard
Sales Consultant
Jul 17, 2026
Excellent customer service.
Excellent customer service. Dane was very helpful in trying to find me the right truck!
Jul 15, 2026
It was my first time shopping at Massey and I was truely
It was my first time shopping at Massey and I was truely pleased with my expierence. Everyone I spoke with was very helpful and knowledgeable. Made my whole trip worthwhile.
May 29, 2026
I recently purchased my vehicle from this dealership and
I recently purchased my vehicle from this dealership and had an excellent experience from start to finish. The staff was professional, friendly, and never made me feel pressured during the process. They took the time to answer all of my questions, explain my options clearly, and made sure I was comfortable with my decision. The entire buying process was smooth, efficient, and stress-free. I truly appreciated the honesty, patience, and customer service provided by the sales team and finance department. They worked hard to make sure I got a great deal and drove away happy with my new vehicle. I highly recommend this dealership to anyone looking for a reliable and enjoyable car-buying experience. I will definitely return in the future and recommend them to friends and family.
Lucas Massey
Sales Consultant
Jul 12, 2026
Thanks for getting me in and out.
Thanks for getting me in and out. Buying a new car should not be a half day project. I think I was there one hour. Excellent!
Key Features
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Android Auto
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Apple CarPlay
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Automatic Climate Control
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Backup Camera
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Bluetooth
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Forward Collision Warning
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Keyless Entry
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Lane Departure Warning
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Power Seats
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Satellite Radio Ready
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Side-Impact Air Bags
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WiFi Hotspot
Description
with us by calling (601) 673-4796.
No Accidents! One Owner! OTHER NOTABLE FEATURES AND OPTIONS YOU SHOULD KNOW ABOUT:
18 In. Bright Machined Aluminum Wheels w/Lunar Gray Pockets ($200 value)
Sunroof ($1,050 value)
- Includes front power tilt-sliding sunroof and sunshade, and rear fixed-glass skylight.
Compact Spare Tire ($250 value)
- Includes 16.0-inch compact spare steel wheel, T125/80/R16 tire and road emergency tool kit.
Safety and Security
- The vehicle constantly monitors the roadway in front of the vehicle and identifies and tracks pedestrians on an interior display. If the system determines a likely impact, it will automatically take preventative steps to avoid hitting the pedestrian.
- The vehicle is equipped with a system that senses, and then prepares, the vehicle and/or occupants, for an impending forward collision.
EMISSIONS, FEDERAL REQUIREMENTS, ENGINE, 1.5L TURBO DOHC 4-CYLINDER DI, TRANSMISSION, CONTINUOUSLY VARIABLE (CVT), WHEELS, 18"" (45.7 CM) BRIGHT MACHINED ALUMINUM, TIRES, 245/45R18 ALL-SEASON, BLACKWALL, SEATS, FRONT BUCKET, JET BLACK, PREMIUM CLOTH SEAT TRIM, AUDIO SYSTEM, CHEVROLET INFOTAINMENT 3 SYSTEM, 8"" DIAGONAL COLOR TOUCHSCREEN, AM/FM STEREO., TOOL KIT, ROAD EMERGENCY, WHEEL, SPARE, 16"" (40.6 CM) STEEL, TIRE, COMPACT SPARE, T125/80R16, SUNROOF, POWER, TILT-SLIDING, DELETED 3 YEARS OF ONSTAR REMOTE ACCESS Tax, title, license, and documentation fees are additional. EPA mileage ratings are estimates only. Every effort has been made to ensure the accuracy of the information provided; however, we are not responsible for typographical errors or incorrect feature listings.
Visit us at 148 Ventura Dr Lucedale MS 39452 for a test drive.
Vehicle Details
Exterior
- Tire inflator kit
- Headlamp control, automatic on and off
- Headlamps, halogen
- Glass, acoustic, laminated, windshield
- Mirrors, outside heated power-adjustable, body-color, manual-folding
Interior
- Seats, heated driver and front passenger
- Seat adjuster, 8-way power driver
- Seat adjuster, front passenger 6-way manual
- Seat adjuster, power driver lumbar control
- Seat, rear 60/40 split-folding
- Steering wheel, 3-spoke
- Steering column, tilt and telescopic
- Steering wheel controls mounted controls for audio, phone and cruise
- Driver Information Center, monochromatic display
- Temperature display, outside
- Warning indicator, front passenger seat belt
- Keyless Start
- Remote vehicle starter system
- Cruise control, electronic with set and resume speed
- Power outlet, auxiliary, 12-volt
- Air conditioning, dual-zone automatic climate control
- Vent, rear console
- Air filter, cabin
- Defogger, rear-window, electric
- Mirror, inside rearview manual day/night
- Visors, driver and front passenger illuminated vanity mirrors, covered
- Assist handle, front passenger
- Lighting, interior overhead courtesy lamp dual reading lamps and illuminated trunk area
- Lighting, interior, rear reading lamps, switchable
- Rear seat armrest with cup holders
- Map pocket, front passenger seatback
- Trunk cargo anchors
Entertainment
- Audio system feature, 6-speaker system
- Display, 8" diagonal LCD touch screen
- Wi-Fi Hotspot capable (Terms and limitations apply. See onstar.com or dealer for details.)
- Antenna, body-color
Mechanical
- Engine, 1.5L turbo DOHC 4-cylinder DI with Variable Valve Timing (VVT) (163 hp [122 kW] @ 5700 rpm, 184 lb-ft torque [248.4 N-m] @ 2500-3000 rpm)
- Engine control, stop-start system
- Axle, 5.10 final drive ratio
- Front wheel drive
- Suspension, front MacPherson strut
- Suspension, rear 4-link, independent
- Brakes, 4-wheel antilock, 4-wheel disc
- Brake rotors, Duralife
- Brake lining, high-performance, noise and dust performance
- Brake, parking, electronic
- Fueling system, capless
- Fuel door, push open
Safety
- StabiliTrak, stability control system with brake assist includes Traction Control
- Braking control, ECM grade
- Daytime Running Lamps, LED, separate
- Airbags, 10 total, frontal and knee for driver and front passenger, side-impact seat-mounted and roof rail-mounted head-curtain for front and rear outboard seating positions includes Passenger Sensing System (Always use seat belts and child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.)
- Chevrolet Connected Access capable (Subject to terms. See onstar.com or dealer for details.)
- HD Rear Vision Camera (Rear Vision Camera display is not HD with IOR audio system.)
- Following Distance Indicator (Included with (WPS) Chevy Safety Assist.)
- Rear Seat Reminder
- Buckle to Drive prevents vehicle from being shifted out of Park until driver seat belt is fastened; times out after 20 seconds and encourages seat belt use, can be turned on and off in Settings or Teen Driver menu
- LATCH system (Lower Anchors and Tethers for CHildren) for child restraint seats
- Door locks, rear child security
- Trunk latch, safety, manual release
- Tire Pressure Monitor System
- Teen Driver a configurable feature that lets you activate customizable vehicle settings associated with a key fob, to help encourage safe driving behavior. It can limit certain available vehicle features, and it prevents certain safety systems from being turned off. An in-vehicle report card gives you information on driving habits and helps you to continue to coach your new driver
Tech Specs
- Vehicle Name: Chevrolet Malibu
- Body Style: Sedan
- Drivetrain: Front Wheel Drive
- EPA Classification: Midsize Cars
- Passenger Capacity: 5
- Passenger Volume: 102.9
- Base Curb Weight: 3159
- Number of Passenger Doors: 4
- Fuel Economy Est-Combined: 30 (2023)
- EPA Fuel Economy Est - City: 27 (2023)
- EPA Fuel Economy Est - Hwy: 35 (2023)
- Tons/yr of CO2 Emissions @ 15K mi/year: 5.9 (2023)
- Dead Weight Hitch - Max Trailer Wt.:
- Dead Weight Hitch - Max Tongue Wt.:
- Wt Distributing Hitch - Max Trailer Wt.:
- Wt Distributing Hitch - Max Tongue Wt.:
- Engine Order Code: LFV
- Engine Type: Turbocharged Gas I4
- Displacement: 1.5L/- TBD -
- Fuel System: Direct Injection
- SAE Net Horsepower @ RPM: 163 @ 5700
- SAE Net Torque @ RPM: 184 @ 2500-3000
- Trans Order Code: MRG
- Trans Type: 1
- Trans Description Cont.: Automatic
- Trans Description Cont. Again:
- First Gear Ratio (:1): - TBD -
- Second Gear Ratio (:1):
- Third Gear Ratio (:1):
- Fourth Gear Ratio (:1):
- Fifth Gear Ratio (:1):
- Sixth Gear Ratio (:1):
- Seventh Gear Ratio (:1):
- Eighth Gear Ratio (:1):
- Reverse Ratio (:1): - TBD -
- Clutch Size: N/A
- Final Drive Axle Ratio (:1): 5.10
- Cold Cranking Amps @ 0° F (Primary): - TBD -
- Maximum Alternator Capacity (amps): - TBD -
- Total Cooling System Capacity: - TBD -
- Suspension Type - Front: MacPherson Strut
- Suspension Type - Rear: Four-Link
- Suspension Type - Front (Cont.): w/Coil Springs
- Suspension Type - Rear (Cont.):
- Shock Absorber Diameter - Front: N/A
- Shock Absorber Diameter - Rear: N/A
- Stabilizer Bar Diameter - Front: - TBD -
- Stabilizer Bar Diameter - Rear: - TBD -
- Front Tire Order Code: RBN
- Rear Tire Order Code: RBN
- Spare Tire Order Code:
- Front Tire Size: P225/55R17
- Rear Tire Size: P225/55R17
- Spare Tire Size:
- Front Wheel Size: 17 x 8
- Rear Wheel Size: 17 x 8
- Spare Wheel Size:
- Front Wheel Material: Aluminum
- Rear Wheel Material: Aluminum
- Spare Wheel Material:
- Steering Type: Electric Rack & Pinion
- Steering Ratio (:1), Overall: - TBD -
- Lock to Lock Turns (Steering): - TBD -
- Turning Diameter - Curb to Curb: 37
- Turning Diameter - Wall to Wall: N/A
- Brake Type: Pwr
- Brake ABS System: 4-Wheel
- Disc - Front (Yes or ): Yes
- Disc - Rear (Yes or ): Yes
- Front Brake Rotor Diam x Thickness: 11.8 x - TBD -
- Rear Brake Rotor Diam x Thickness: 11.3 x - TBD -
- Drum - Rear (Yes or ):
- Rear Drum Diam x Width:
- Fuel Tank Capacity, Approx: 15.8
- Front Head Room: 39.1
- Front Leg Room: 41.5
- Front Shoulder Room: 58.5
- Front Hip Room: 54.1
- Second Head Room: 37.5
- Second Leg Room: 38.1
- Second Shoulder Room: 57.1
- Second Hip Room: 53.4
- Wheelbase: 111
- Length, Overall: 194.2
- Width, Max w/o mirrors: 73
- Height, Overall: 57.3
- Track Width, Front: 62.6
- Track Width, Rear: 62.5
- Min Ground Clearance: - TBD -
- Liftover Height: - TBD -
- Trunk Volume: 15.7
- Model Group: Malibu
- Vehicle Segment: Intermediate
- Vehicle Type: Sedan
- Engine Displacement Units: 1.5
- Engine Camshaft: DOHC
- Engine Block Type: aluminum
- Engine Cylinder Count: 4
- Engine Valve Count: 4
- Country of Origin: United States Chevrolet Passenger car
Details
- Engine 1.5L turbo DOHC 4-cylinder DI with Variable Valve Timing (VVT) (163 hp [122 kW] @ 5700 rpm 184 lb-ft torque [248.4 N-m] @ 2500-3000 rpm)
- Engine control stop-start system
- Axle 5.10 final drive ratio
- Front wheel drive
- Suspension front MacPherson strut
- Suspension rear 4-link independent
- Brakes 4-wheel antilock 4-wheel disc
- Brake rotors Duralife
- Brake lining high-performance noise and dust performance
- Brake parking electronic
- Fueling system capless
- Fuel door push open
- Tire Inflator Kit
- Headlamp control automatic on and off
- Headlamps halogen
- Glass acoustic laminated windshield
- Mirrors outside heated power-adjustable body-color manual-folding
- Audio system feature 6-speaker system
- Display 8"" diagonal LCD touch screen
- Wi-Fi Hotspot capable (Terms and limitations apply. See onstar.com or dealer for details.)
- Antenna body-color
- Seats heated driver and front passenger
- Seat adjuster 8-way power driver
- Seat adjuster front passenger 6-way manual
- Seat adjuster power driver lumbar control
- Seat rear 60/40 split-folding
- Steering wheel 3-spoke
- Steering column tilt and telescopic
- Steering wheel controls mounted controls for audio phone and cruise
- Driver Information Center monochromatic display
- Temperature display outside
- Warning indicator front passenger seat belt
- Keyless start
- Remote vehicle starter system
- Cruise control electronic with set and resume speed
- Power outlet auxiliary 12-volt
- Air conditioning dual-zone automatic climate control
- Vent rear console
- Air filter cabin
- Defogger rear-window electric
- Mirror inside rearview manual day/night
- Visors driver and front passenger illuminated vanity mirrors covered
- Assist handle front passenger
- Lighting interior overhead courtesy lamp dual reading lamps and illuminated trunk area
- Lighting interior rear reading lamps switchable
- Rear seat armrest with cup holders
- Map pocket front passenger seatback
- Trunk cargo anchors
- StabiliTrak stability control system with brake assist includes Traction Control
- Braking control ECM grade
- Daytime Running Lamps LED separate
- Airbags 10 total frontal and knee for driver and front passenger side-impact seat-mounted and roof rail-mounted head-curtain for front and rear outboard seating positions includes Passenger Sensing System (Always use seat belts and child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.)
- Chevrolet Connected Access capable (Subject to terms. See onstar.com or dealer for details.)
- HD Rear Vision Camera (Rear Vision Camera display is not HD with IOR audio system.)
- Following Distance Indicator (Included with (WPS) Chevy Safety Assist.)
- Rear seat reminder
- Buckle to Drive prevents vehicle from being shifted out of Park until driver seat belt is fastened; times out after 20 seconds and encourages seat belt use can be turned on and off in Settings or Teen Driver menu
- LATCH system (Lower Anchors and Tethers for CHildren) for child restraint seats
- Door locks rear child security
- Trunk latch safety manual release
- Tire pressure monitor system
- Teen Driver a configurable feature that lets you activate customizable vehicle settings associated with a key fob to help encourage safe driving behavior. It can limit certain available vehicle features and it prevents certain safety systems from being turned off. An in-vehicle report card gives you information on driving habits and helps you to continue to coach your new driver
- Driver Air Bag
- Passenger Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Climate Control
- Multi-Zone A/C
- A/C
- Security System
- AM/FM Stereo
- ABS
- 4-Wheel Disc Brakes
- Cruise Control
- Rear Defrost
- Child Safety Locks
- Front Wheel Drive
- 4 Cylinder Engine
- Turbocharged
- Gasoline Fuel
- Daytime Running Lights
- Keyless Entry
- Power Door Locks
- Heated Mirrors
- Power Mirror(s)
- Power Driver Seat
- Pass-Through Rear Seat
- Cloth Seats
- Bucket Seats
- Adjustable Steering Wheel
- Traction Control
- Aluminum Wheels
- Power Windows
- A/T
- CVT Transmission
- Satellite Radio
- MP3 Capability
- Heated Front Seat(s)
- Steering Wheel Audio Controls
- Power Outlet
- Automatic Headlights
- Driver Vanity Mirror
- Passenger Vanity Mirror
- Driver Illuminated Vanity Mirror
- Passenger Illuminated Visor Mirror
- Rear Parking Aid
- Driver Adjustable Lumbar
- Tire Pressure Monitor
- Bluetooth Connection
- Remote Engine Start
- Back-Up Camera
- Stability Control
- Brake Assist
- Keyless Start
- Auxiliary Audio Input
- Rear Bench Seat
- Passenger Air Bag Sensor
- Lane Departure Warning
- Knee Air Bag
- Lane Keeping Assist
- WiFi Hotspot
- Smart Device Integration
- Driver Restriction Features
- Front Collision Mitigation
- Front Collision Warning
- Automatic Highbeams
- Requires Subscription
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Contact Us
(601) 947-3001Disclaimer:
Price excludes tax, title, license, and a $425 dealer documentation fee. The dealer documentation fee is a standard charge applied to all retail transactions.
All advertised prices reflect dealer pricing and available incentives as applicable. Certain rebates may not be compatible with special finance or lease offers.
Vehicles subject to prior sale. Availability and location may vary.
We make every effort to ensure pricing accuracy. In the event of a clear and obvious pricing error (including typographical or system-related errors), the dealership reserves the right to correct such errors and will not be obligated to honor inaccurate pricing.
Terms may vary with approved credit. Monthly payment estimates are based on a 72-month term, 5.9% interest, and 20% downpayment. Walt Massey Savings | Discounts are available to everyone. For questions, call (601) 202-0013 or visit us at the dealership.
EPA mileage ratings are estimates only, and actual mileage may vary. For used vehicles, MPG estimates are based on EPA ratings when the vehicle was new.
Walt Massey 3-Day Money Back Guarantee
You’re guaranteed an exchange under the following conditions. The vehicle must be returned to the dealership where it was purchased or leased within three (3) business days prior to 5 PM CST. If the final day falls on a day when the dealership is closed, the period is extended by one day.
The vehicle must be in like-new condition, free from dents, scratches, stains, smoke, pet odors, or other damage, and must not have been involved in an accident.
The vehicle must have been driven less than 300 miles. If driven over 300 miles, a fee of $1.00 per additional mile will be charged.
Complimentary 3-Month/3,000-Mile Powertrain Coverage on Every Used Car:
Every eligible used car purchased comes with 3-Month/3,000-Mile Powertrain Coverage through Owner Services, Inc. This coverage includes key component protection for the engine, transmission, and drive axle, as well as towing assistance and rental reimbursement for added peace of mind. Exclusions:
Certain vehicles do not qualify for the Powertrain Coverage, including As-Is used vehicles, high-performance vehicles, and specific models listed under program restrictions. See the dealer for details or refer to the full coverage terms.
